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Cannabis Loan.

Cannabis loans are available to finance a purchase or refinance on any of the licensed activities including dispensaries, farming, growing, distribution, manufacturing and processing facilities.  Due to the scarcity of funding from banks, there is a need for alternative financing when it comes to Cannabis business loans. Mortgage Vintage offers commercial cannabis business purpose loan programs from $10,000,000.00 to $30,000,000.00 on 1st and 2nd trust deeds.

Standard Loan Terms.

​​Max Loan Amount:  $10,000,000.00 - $30,000,000.00


Property Type: Commercial, Agricultural


LTV: Up to 70% LTV/CLTV on Refinance; Up to 75% LTV/CLTV on Purchase


Occupancy: Owner Occupied and Non-Owner Occupied


Interest Rates: 1sts from 9.97% – 2nds from 13.97%*


Guaranteed Interest: 3 to 6 months

Standard Closing Costs.

​​Origination Fee: 3-5%

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Underwriting Fee: $1,500

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Legal: $750 – $1,500


Appraisal Fee: $500-$950

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Title Insurance and recording fees: 1%
(Approximate)

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Standard Closing

Time.​​​

10 - 20 days.

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EBSC Lending is a direct lender and does not rely on other institutions to close the loans. Once the title work and appraisal are ready, We will be too!

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