Is EBSC Lending a Private Lender?

Yes, we are direct lenders. We fund in-house.

What kind of real estate loans do you offer?

EBSC Lending finances real estate investments. We offer customized lending solutions for real estate investors and developers.

What is the first step?

Fill out the one-minute application and get a soft quote in 24 to 48 hrs. After that, a representative will reach out and guide you through the process and requirements to close.

What are the interest rate and loan term?

Usually, our rates are 9.39% - 12.39%. Loan terms are 12 to 60 months.

What are the loan types?

All Types, Acquisition, Bridge, Construction, Development, First Mortgage, Fixed-Rate, Hard Money, Institutional Line of Credit, Mezzanine, Mini-Perms, Participating Mortgage, Permanent, Refinance, Fix & Flip Loans, Rental, Other uses depending on borrower’s specific needs.

Is there a prepayment penalty?

There is no prepayment penalty.

Are personal guarantees required?

In most cases no. However, depending on the area and LTV, it can be evaluated.

How much does it cost to close a loan?

Typically EBSC Lending charges between 1-5 points for origination costs.

What is the average closing time?

We typically take 3-5 days to issue a commitment letter. After approval, the average time to close is 10 to 20 days and time can vary on commercial properties depending on appraisal, title, and environmental conditions.

Do you lend to individuals?

At EBSC Lending, we can lend to individuals. However, most of our deals are closed under an entity (Corp, LLC, INC, etc). These are investment loans, intended for real estate investments purposes.

Explore Our Work

EBSC

Lending.

01 We’re not modest or arrogant, just very good

Private Lender.

Purposefully Different!

Raising the bar in Private Lending.

EBSC-Lending LLC is a fast-growing private lender offering customized lending solutions for real estate investors and developers. Our team has decades of lending experience and we’re here to help you through every stage of your project. We are comprised of experienced, knowledgeable and dedicated professionals with expertise in every area of private and institutional real estate financing. Since its founding in 2021, EBSC Lending has originated more than $1 billion in loans, funded over 161 projects, and lends in all 50 states. We execute consistently, quickly and effectively. We provide investment property loans when you need them. We have earned a reputation within the industry for our integrity, creativity, and discipline.

EBSC Lending LLC is a premier financial partner with extensive expertise in investment solutions. With a strong track record, we offer asset-based lending for both commercial and residential real estate projects. Count on us to provide tailored financial support for your ventures and investment aspirations. We provide customized lending solutions for real estate investors and developers. We offer an unmatched combination of agility, reliability, fiduciary rigor & personal touch. EBSC Lending LLC Provides Creative And Efficient Real Estate And Asset Lending, Nationwide.

01 -Creative Solutions.

No two loans are the same. Let us figure out the best solution for you.

02 -Rapid Funding.

Our streamlined structure means borrowers receive prompt decisions. Our team understands the value of a quick closing. We will not waste your time.

03 -Transparency.

No hidden fees. No fine print. We strive to be honest and transparent.

Now with rates starting at 9.39%

We provide the highest level of customer service by delivering constant communication, creative solutions, and concise guidance throughout the process.

We’re not your average Private Lender.

General Loan Parameters.

Loan Amounts

$5MM - $100MM.

Term

12 - 60 Months.

Loan to Value

up to 85%.

Interest Rates

Starting at 9.39%.

Prepayment Penalty

No PPP.

Amortization

Interest Only.

Closing Time

10 - 20 Days.

Lending Territory

All 50 States.

Loan Types

Construction Loans

Commercial Bridge Loans

Hard Money Loans

Fix & Flip Loans

Multifamily Bridge Loans

Rental Investment Loans

Certainty of Execution

Partner with a direct lender that can deliver.

Years of Experience

Business Partners

$1,607,890,000

196

Total Transaction Volume

Loans Funded

States we lend

Featured Transactions.

EBSC Lending, a leader in financing real estate throughout the United States, today announced the closing of a $31.8 million in financing for the construction of a 104-unit senior living community.

EBSC Lending, a leader in financing real estate throughout the United States, today announced the closing of a $14,460,000 loan to refinance an assisted living and memory care community in Utah.

EBSC Arranges $31.2M in Construction Financing for Luxury Senior Living Facility in Los Angeles.

TIME TESTED
INDUSTRY EXPERTISE.

Why EBSC Lending?

If you know, you know. We’re just that good.

QUICK APPLICATION

Simple Loan Process.

Loan options to meet your unique needs – this ain’t rocket science.

More Loan Options.

Not a clock puncher? Perfect, we’ve got all the loan options to meet your unique needs.

Get Certainty Faster.

Stop fooling around – we’ve got you and fast. Closing deals are kind of our thing.

Congrats! You’ve made it this far, now there’s just this silly little button between you and the finance for your client/next project.

This is the silly little button - Hit me to fill out an application form.

About Damn Time!

The Real Deal
For Brokers

It’s time to join the party as broker partners and remove all those roadblocks stopping you from being able to finance the deals you have. So, are you in or are you in?

If you’re a broker, sales organization or lender looking to partner with EBSC Lending, click the button to complete an inquiry form. As a direct lender, EBSC Lending works with established, professional ISO (Independent Sales Organization)/Broker partners to help their clients get the funding they need to grow their businesses. ISOs and Brokers partner with EBSC Lending because we have a track record of responsibly and securely dealing with our partners and their referrals. We take a human-based approach to every referral opportunity and will do everything we possibly can to provide ample funding to your network of clients quickly.

Lenders, loan officers, mortgage brokers, realtors, CPA’s, attorneys, and anyone else can take advantage of the program and make a nice income while helping others get financing that might otherwise not be able to. We’re a new and different type of lender. We’re for borrowers who appreciate a different level of service.